Trusted for generations.
South Ridge Abstract & Title is Highlands County's oldest title company — independently owned, locally operated, and open every business day since 1958. We close residential, commercial and refinance transactions with the care your largest investment deserves.
Why Highlands County closes with us
- Independent. Not owned by a bank, realtor, attorney or underwriter — our only interest is yours.
- Three underwriters. Chicago Title, Old Republic and Stewart Title.
- ALTA Best Practices. Escrow controls and data security that lenders require.
- Close from anywhere. Remote online notarization and e-signatures.
- Voted #1. Highlands Today People's Choice — Title Company.
Every kind of closing, under one roof
From a first home in Sebring to a multi-parcel commercial sale, our closers handle the search, the commitment, the funds and the recording — and keep everyone informed along the way.
Residential closings
Purchases and sales of homes, condos, lots and manufactured homes anywhere in Highlands County and beyond.
Commercial & industrial
Office, retail, agricultural, industrial and multi-parcel transactions, including seller-financed deals.
Refinances
Lender-coordinated refinance closings with fast turnaround on title commitments and payoffs.
Title searches & insurance
Owner's and lender's policies underwritten by Chicago Title, Old Republic and Stewart Title.
1031 exchanges
We coordinate with qualified intermediaries so your tax-deferred exchange closes on schedule.
Remote online notarization
Sign from anywhere. RON and e-signature closings for buyers, sellers and lenders who can't be in Sebring.
Pioneering title technology since 1958
In 1958, J. Berch Haviland and DeBlois Milledge incorporated South Ridge Abstract and set out to build one of the first computerized title plants in the United States — on an experimental IBM computer at the University of Miami. We've kept pace with every change in the industry since, and we were among the first Florida title companies to offer computerized closings.
Today the company is owned and run by Nathan and Kate Haviland Gray, the third generation to carry it forward. Same office, same community, same standard.
Our storyFive steps from contract to keys
Open the file
Send us the signed contract and deposit. We open the order and request payoffs, taxes, HOA estoppels and the survey.
Search & examine
We search the public records, examine the chain of title, and issue the title commitment.
Prepare
We review lender instructions, prepare the deed, affidavits and closing statement, and schedule the closing.
Close
Everyone signs — in our office or remotely. Funds are collected and disbursed.
Record & insure
Documents are recorded with the county and your title policy is issued. You're done.
Ready to open a file?
Order online in two minutes, or call and talk to a closer today.